← All posts
Guide

Nimiq Wallet Without Crypto Fear

You need a Nimiq wallet to sign, but you do not need Nimiq cryptocurrency. Learn how to use the wallet as your secure identity and pay for locking with a credit card.

Many people see the word blockchain and hesitate. They worry about volatile markets or complicated setups. You might ask if you need to buy a coin just to sign a document. The answer is no. VeriLock uses the Nimiq network for security, not for speculation. Your experience remains simple and focused on the file.

Your Wallet Is Just an Account

You do need a Nimiq wallet. It acts as your secure keychain. It replaces the email and password combination you use on other sites. There is no central database holding your credentials. The wallet lives on your device. It generates a fingerprint for your PDF locally. This ensures your data stays private. You do not upload the document to a server. You only send a tiny hash to the chain.

Split screen showing a traditional login form crossed out next to a clean wallet interface with a single connect button.
No email or password required. Your wallet serves as your secure identity.

Paying Without Buying Coins

You do not need to visit a crypto exchange. You do not need to trade fiat currency for NIM tokens yourself. VeriLock offers a direct path for non-crypto users. You can purchase lock credits using a standard credit card. These credits cover the network fee automatically. The system handles the conversion in the background. You simply pay for the service you use.

  • Select a credit pack on the Pricing page.
  • Pay with your card via the secure processor.
  • Credits appear in your account instantly.
  • Use credits to lock documents without touching a wallet balance.

How Co-Signers Participate

Your co-signer faces the same low barrier. They do not need to own NIM tokens to sign. If they have a wallet, they can connect and sign immediately. If they prefer not to manage crypto assets, they can also use credit packs. The process takes minutes for both parties. Setup is fast because there are no accounts to create or passwords to reset.

The goal is a permanent record, not a trading portfolio. The technology should disappear into the background.

VeriLock Team

VeriLock provides a technical seal of integrity. We do not provide legal advice. While the permanent record is robust, consult counsel for specific regulatory requirements in your jurisdiction.

Why Use the Chain at All?

The blockchain acts as a public notary. It stores the hash of your document forever. Anyone can verify the file later without needing your wallet. They just need the original PDF and the public chain data. This creates trust without revealing the content. The lock proves the file has not changed since the moment of signing.

A diagram showing a PDF file being hashed locally, sending a small code to a block, while the large file remains on the user's desktop.
Only the hash goes on-chain. Your PDF stays on your device.

Getting started is straightforward. Create a wallet via Hub or Pay. This step secures your identity. Then choose how you want to fund your locks. Whether you hold NIM or use a credit card, the result is the same. You get a verified, tamper-proof signature.

Current fees for a list of 1000 NIM are subject to network conditions. Our July promo offers 50% off, bringing the cost to 500 NIM equivalent. This promotion ends August 1. For live numbers and credit pack options, visit the Pricing page. You can also explore our Agreements section to see how multi-party signing works in practice.

Sign free. Optionally lock a fingerprint on Nimiq for permanent proof.

Sign free